When someone gets into a car accident, they can often find themselves in a precarious situation. Insurance companies are known for rejecting claims, and it’s understandable why: They don’t want to pay out more than they should.
It might be tempting to ignore the denial and go about your life as if nothing happened. This is not advisable because there may be reasons for an insurer to deny your claim that you don’t know about.
This blog post will discuss some of the most common reasons insurers refuse car accident claims in multi-vehicle accidents. Besides, we will also talk about what one should do when faced with such an unfortunate circumstance and how you can increase your chances of getting compensated by exploring alternative dispute resolutions before simply giving up on your case altogether.
Common Reasons For Insurance Claim Denial:
Exceeding the coverage: This is a fairly common reason for insurance claim denial, and it often occurs when people don’t read their policy in detail. Some insurers may refuse to cover injuries that occur while riding as passengers in other cars or on motorcycles; others might not pay out if an accident takes place off-road.
Not reporting the claim in time: Taking too much time to file a car accident injury claim means insurers may refuse it. Similarly, suppose you miss an insurance deadline for filing claims (e.g., your policy states that one must report within two weeks of getting into an accident). In that case, this could result in denial as well. Other reasons usually include:
- Not having the right insurance in place.
- Having a criminal history.
- Being underinsured or uninsured at the time of an accident.
What To Do If Your Claim Gets Rejected?
If you find yourself in the unfortunate position of an insurer denying your car accident injury claim, it’s important not to panic. While there may be nothing one can do about some reasons for denial, others could still give you options.
The best thing you can do is talk to Abel Law Firm and let it suggest you the legal course of action to take in such a situation. Doing so will ensure that you don’t have to suffer ever.